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Voluntary Benefits

Your voluntary benefits are optional benefits you can choose to purchase to enhance your medical coverage. They are different from the employer-paid benefits because they are not fully funded by Konecranes. Your voluntary benefits are provided by Voya Financial. 

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Voluntary Critical Illness Insurance

With Critical Illness Insurance through Voya Financial, benefits are paid in addition to what is covered under your health insurance. You receive cash benefits directly (unless otherwise assigned) — giving you the flexibility to help pay bills related to treatment or to help with everyday living expenses.

Voluntary Accident Insurance

An accident can happen to anyone, and many are not financially prepared for the unexpected costs of an injury. Accident Insurance through Voya can help you focus on your recovery instead of how you will pay for the care you need.

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Voluntary Hospital Indemnity

Hospital stays are often unexpected and can be expensive. Hospital Indemnity Insurance provides cash benefits to help you manage expenses – so you can stay on track financially. Voya helps you pay for a wide range of medical services.

Voya Wellness Benefit

Voya's wellness benefit is included with your Accident, Critical Illness and Hospital Indemnity Insurance coverage. It provides an annual benefit payment of $50 if you complete a covered health screening test on or after your coverage effective date. You can also receive a benefit payment for your spouse and/or children if they are covered for the wellness benefit and complete a health screening test on or after your coverage effective date.

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