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Voluntary Benefits

Your voluntary benefits are optional benefits you can choose to purchase to enhance your medical coverage. They are different from the employer-paid benefits because they are not fully funded by Konecranes. Your voluntary benefits are provided by Voya Financial. 

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Voluntary Critical Illness Insurance

With Critical Illness Insurance through Voya Financial, benefits are paid in addition to what is covered under your health insurance. You receive cash benefits directly (unless otherwise assigned) — giving you the flexibility to help pay bills related to treatment or to help with everyday living expenses.

Voluntary Accident Insurance

An accident can happen to anyone, and many are not financially prepared for the unexpected costs of an injury. Accident Insurance through Voya can help you focus on your recovery instead of how you will pay for the care you need.

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Voluntary Hospital Indemnity

Hospital stays are often unexpected and can be expensive. Hospital Indemnity Insurance provides cash benefits to help you manage expenses – so you can stay on track financially. Voya helps you pay for a wide range of medical services.

Voya Wellness Benefit

Voya's wellness benefit is included with your Accident, Critical Illness and Hospital Indemnity Insurance coverage. It provides an annual benefit payment of $50 if you complete a covered health screening test on or after your coverage effective date. You can also receive a benefit payment for your spouse and/or children if they are covered for the wellness benefit and complete a health screening test on or after your coverage effective date.

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ARAG Legal Insurance Plan

Starting January 1, 2025, Konecranes will be offering a voluntary Legal Insurance Plan through ARAG Legal for you and your family.

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A legal insurance plan from ARAG® covers a wide range of legal 
needs to help you address life's legal situations.

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Visit ARAGlegal.com/myinfo and use Access Code 19201kc to view specific details about this plan.

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You can also talk to someone at ARAG at 800-247-4184

Some covered examples include:

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  • Consumer Protection Matters like personal property disputes and small claims court.

  • Criminal Situations

  • Family Law Events like adoption or divorce.

  • General Legal Needs like document preparation.

  • Finance, Tax and Debt-Related Matters like bankruptcy and tax audits.

  • Home Ownership or Renter Matters

  • Traffic Troubles

  • Will and Estate Planning Needs

Allstate Identity Protection

Allstate Identity Protection (AIP) is a voluntary coverage offered to Konecranes employees. AIP's  monitoring system analyzes and detects high-risk activity and sends alerts at the earliest sign of fraud. That’s how Allstate helps members minimize risk, damage, and stress with prevention and rapid restoration. 

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